How it Works

cash now to put the pieces together

upfront money for your:

  • Structured Settlement
  • Annuity
  • Lottery & Casino Jackpot
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get your cash fast

If you feel like things are falling apart financially, you have options to help you put the pieces together.

  • Sell your structured settlement or annuity for upfront cash
  • Fast cash advances available
  • Free quotes on the value of your payments done quickly

personalized for you

Your financial needs are unique and personal. We will work with you one-on-one so you get the options that best fit your needs.

  • One-on-one consultation
  • Customized solution just for you

Free Quote

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It's easy to do


Talk to us about your financial needs and what annuity payments you have coming to you. Call us at 866-416-5118.


We'll discuss some cash options and you pick the one that is right for you.


We do the hard work and handle the rest of the process for you.


Get your cash and cover your expenses.

answers about how it works

I need cash. What's this all about?

We buy future payments for cash. If you have checks coming to you from a structured settlement, annuity, lottery prize, or other types of future payments, you can sell them for upfront money instead of waiting.

What is a lump sum cash option?

Simply put, a lump sum is upfront cash for the value of your future payments. Choosing the cash option for your structured settlement, lottery prize, or annuity payment allows you to trade in your future payments for money today.

How much money can I get?

We can provide you with a free quote that is specific to your payment stream and your needs. Just call us at 866-416-5118 to get started.

Is this a loan?

This is not a loan. You are selling some of your structured settlement or annuity payments for cash. There is nothing to pay back. Credit scores don’t matter. We will buy your payments and give you upfront money that you can use today.

Why should I consider a lump sum cash option?

Why wait years when you can get exactly the amount of money that you need? Getting a lump sum allows you to take control of your money now.

How do I get started?

It's easy! Give us a call at 866-416-5118 and we will give you a free quote on what your payments are worth. We will walk you through the process and answer any questions you have. It's that simple.

Cash options for many types of future payments

structured settlements:

  • personal injury
  • wrongful death
  • medical malpractice
  • other insurance claims

annuity payments:

  • assignable annuities
  • fixed annuities
  • inherited annuities


  • state lottery winnings
  • powerball and lotto prizes
  • IGT slot jackpots
  • casino jackpots
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Give us a call at 866-416-5118 about your unique situation. We’re always happy to help.

ready to get started?

Copies of documents we’ll need to get the process started: 

- Annuity contract

- Court judgment, if applicable

- Any changes or assignment to the initial settlement

- Other documents on a case-by-case basis 

structured settlement cash for your needs…

Selling your structured settlement payments for an upfront lump sum can help you cover time-sensitive expenses you might not otherwise be able to manage: 


parent and child cartoon cow in front of a for-sale sign

home sweet home

Your dream home doesn’t have to be a dream. Use your money towards the purchase of a new home, make home improvements, or pay off your mortgage or rent.

cartoon cow in a cap and gown with a parent holding bills

bills be gone

Every day bills can pile up and becoming overwhelming - gas, groceries, rent, medical expenses, school and student loans, high-interest credit card bills. Your money can help you get out of debt. How great would that feel?

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A car that works

Reliable transportation for your job or for your family is peace of mind. When your car breaks down, it costs you money and time - not to mention stress. Solve your transportation problems and keep life moving forward. 

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Life's Surprises

It’s not fair, but bad things happen to good people. Sometimes you just can’t predict that you would need money. Your situation is unique, and we are here to help you with a custom solution made just for you.

Our customers love how it worked for them

"My experience with Stone Street Capital was an amazing one. They were willing to go over and beyond to meet my financial needs...There was not one moment that I felt unsupported by their team. What an amazing company."

five-star rating

- Raynard M.

"Stone Street folks were nothing but awesome to me. I found the team to be trustworthy and respectful. I would recommend them to others."

five-star rating

- Steve R.

"Stone Street Capital is hands down the best company to get help from...If you don’t understand what you are doing you will after talking to them. After the process you will definitely be satisfied."

five-star rating

- Kay B.

"I have worked with Stone Street for years. They are great partners, honest and work with others well. I highly recommend them."

five-star rating

- David S.

Let's do it!

Top Consumer five-star rating
Better Business Bureau A+ rating
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