Frequently-Asked Questions

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upfront money for your:

  • Structured Settlement
  • Annuity
  • Lottery & Casino Jackpot
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  • Sell your settlement or annuity payments for upfront cash
  • Fast cash advances available
  • Free quotes on the value of your payments done quickly

    your questions answered

    If you are looking for a jump start to getting your questions answered, you have come to the right place. Below are the most frequently asked questions we hear from our customers.

    Please call us at 866-416-5118 if you need more information. We are here to help you.

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    Got questions?

    I could use some cash. What's this all about?

    We buy future payments for cash. If you have checks coming to you from a structured settlement, annuity, lottery prize, or other types of future payments, you can sell them for upfront money. You get lump sum cash for your future payments.

    Is this a loan?

    This is NOT a loan. You are selling some of your structured settlement or annuity payments for cash. There is nothing to pay back.Credit scores don’t matter. We will buy your payments and give you upfront money that you can use today.

    What is a lump sum cash option?

    Simply put, a lump sum is upfront cash for the value of your future payments. Choosing the cash option for your structured settlement, lottery prize, or annuity payment allows you to trade in your future payments for money today.

    How fast will I receive my money?

    Stone Street Capital has one of the fastest turnaround times in the industry. However, every situation is different. On average, it takes less than a week after the hearing date for you to receive your money. In many cases, we offer cash advances to help you during the time you are waiting.

    How much money can I get?

    We can provide you with a free quote on a number of cash options that are specific to your payment stream and your needs. It depends on the present value of your future payments and how much you want to receive in upfront cash.

    What is Present Value?

    “Present Value” is simply what something in the future is worth today. For example, take the price of a movie. Thirty years ago, a movie ticket cost about $2. Today, you would pay $8.50. Thirty years from now, a movie ticket will be even higher. In other words, today’s dollar buys more than tomorrow’s dollar.

    Can I sell some of my payments and keep some?

    Yes! You don’t have to sell all of your payments. We offer cash options for part of your annuity as well as a full buyout. Talk to us about getting the best of both worlds.

    How am I protected?

    There are state and federal laws that are set up to protect you. Court approval must be obtained of your sale in accordance with your state’s laws that govern the sale of settlement payments. These state laws work in conjunction with existing federal laws, and provide clear rules for the exchange of periodic payments for a lump sum of cash. Court orders are issued ensuring that the transaction is in your best interest.

    Can I sell life contingent payments?

    Yes. If you receive life contingent payments, you can get upfront cash. Whether it is a settlement or “win for life” lottery prize, we can provide you with cash options

    Can I get money for an annuity I inherited?

    Yes. If you have inherited payments from an annuity, settlement, or lottery prize you can sell those payments for upfront cash. Many of our customers are beneficiaries and we are experts in the handling these transactions. 

    How do I get started?

    It’s easy! Give us a call at 866-416-5118 and we will give you a free quote on what your payments are worth. We will walk you through the process and answer any questions you have. It’s that simple.

    It's easy to do


    Talk to us about your financial needs and what annuity payments you have coming to you. Call us at 866-416-5118.


    We'll discuss some cash options and you pick the one that is right for you.


    We do the hard work and handle the rest of the process for you.


    Get your cash and cover your expenses.

    ready to get started?

    Copies of documents we’ll need to get the process started: 

    - Annuity contract

    - Court judgment, if applicable

    - Any changes or assignment to the initial settlement

    - Other documents on a case-by-case basis 

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