Given the magnitude of these investments, a critical question emerges: are annuities insured, and what protections exist for consumers who purchase these financial products?...

Both offer principal protection and predictable returns, but they serve different purposes and come with distinct advantages and limitations....

Both promise regular payments during your golden years, but they operate through fundamentally different mechanisms and serve distinct purposes in retirement planning....

Understanding annuity products requires examining both their compelling benefits and their significant drawbacks....