Stone Street Capital
If you have any questions, our experts are here to chat with you. We offer personal, confidential, and no obligation consultations.
1. What is the Lump Sum Option?
Simply put, a lump sum is up-front cash for the value of your future payments. Choosing the cash option for structured settlements, lottery prize, or annuity payments allows you to trade in your future payments for money today.
2. Why Should I Consider a Lump Sum?
Your financial situation may have changed and you need access to cash before your payments arrive. Why wait years when you can get exactly the amount of money that you need either with a full or partial conversion? Getting a lump sum allows you to take control of your money now for:
3. What is Present Value?
"Present Value" is simply what something in the future is worth today. For example, take the price of a movie. Thirty years ago, a movie ticket cost about $2. Today, you would pay $8.50. Thirty years from now, a movie ticket will be even higher. In other words, today's dollar buys more than tomorrow's dollar.
4. How Much Are My Payments Worth?
We can provide you with a Free Quote that is specific to your payment stream and your needs. Just call or submit the Free Quote form.
5. How Big a Lump Sum Payment Can Stone Street Make?
The sky is the limit! We have originated over $2.5 billion over 25 years, and have vast financial resources available to us. To find out about your specific future payments, our experts can assist you with a Free Quote.
6. How Soon Will I Receive My Money?
Stone Street Capital has one of the fastest turnaround time in the industry. However, ever cash conversion is different. On average, it takes 2-4 weeks after the hearing date for you to receive your money.
7. How am I Protected?
Court approval must be obtained of your sale in accordance with your state's laws that govern the sale of injury settlement payments. These state laws work in conjunction with existing federal laws, and provide clear rules for the exchange of periodic payments for a lump sum of cash. Court orders are issued ensuring that the transaction is in your best interest.
8. What is the Process for Converting my Payments to Cash?
Getting a lump sum for your structured settlement is a simple process. Here is an overview of what is involved:
The rest is up to us. We will do all the necessary work involved to receive court approval with either minimal or no cost to you. Once everything is approved, you receive your lump sum. Your Stone Street representative is there every step of the way.
9. How do I get Started?
It's easy! Give us a call at and we will give you a free quote on what your payments are worth. Our professionals will walk you through the process and answer any questions you have. It's that simple.